Have you been left holding the bag after divorce, betrayal, or bad money advice? It’s time to get UnScrewed™ and take back your future.  

Joy Nichole helps women who’ve faced the perfect storm; heartbreak, financial collapse betrayal. She create retirement plans rooted in clarity, confidence, and calm. Not just to survive the next chapter… but to truly live it.

From Screwed Over

to Secure for Life

I know what it’s like to be blindsided, to wonder if you’ll ever recover, financially or emotionally.

The truth? You can. And you will. The UnScrewed™ Approach blends emotional restoration with smart, protective planning, so you can sleep well at night and look forward to tomorrow. Because retirement isn’t just about numbers. It’s about peace.

I’ve Been Where You Are

After divorce, betrayal, and bankruptcy all hit at once, I found myself staring at the pieces of my life, uncertain how to start over.

Piece by piece, prayer by prayer, I rebuilt. Through that season, I realized most women didn’t just need better investments… they needed emotional and spiritual restoration alongside financial clarity.

 Today, I am living proof that you can rise from financial trauma stronger, wiser, and more at peace than you ever imagined.

I wrote it all down so you don't have to figure it out alone.

How to Get Unscrewed: Financial Reawakening for Women Over 40 — It's Your Turn to Shine

Get The Book on Amazon >>

Getting Real with Joy &

Frank, On the Radio

Every Saturday from 9:00–10:00 AM Eastern, Joy co-hosts Getting Real with Joy & Frank on WENG 107.5 fm, 98.1 fm and 1530am, a weekly conversation about dating, relationships, and starting over later in life.

The show offers honest, judgment-free conversations about trust, loneliness, modern dating after 50, and finding security and peace for the future, with live call-ins on the second and fourth Saturdays each month. It’s a warm, faith-filled reminder that it’s never too late to connect, feel secure, or begin again.

The SWAN Method™ ; Sleep Well At Night

Once you’ve decided to get UnScrewed™, here’s how we make it happen. The SWAN Method™ is my proven, step-by-step process for helping women rise from financial setbacks into retirement with clarity, protection, and purpose.

Speak the Truth

Start the healing by telling your story without shame.

Weave the Full Picture

Align your money with your life’s purpose.

Armor the Future

Protect against risks, tax traps, and uncertainty.

Nurture & Adjust

Keep your plan aligned as life changes.

Because true wealth is the power to rest, not just the ability to retire.

Who Joy Helps

Joy works with women who:

Are starting over after divorce, loss, or financial upheaval
Are faith-led and want their money aligned with their values
Are tired of chaos and ready for a peaceful plan
Want a guide who understands both numbersand emotions

Get the UnScrewed™ Guide

This isn’t just another financial checklist. This short, powerful guide will help you release guilt, reclaim your voice, and take the first steps toward a retirement you love. 

Before Joy, I couldn’t sleep. I was terrified I’d run out of money. Now, I have a plan and peace in my heart.

Linda M.

Faith Isn’t Just Part

of My Life , It’s Part

of My Planning

I believe God has a plan for every woman and that pain can be a doorway to purpose. That’s why every financial plan I build is filtered through prayer, integrity, and divine alignment.

 This is more than money management. This is about restoring peace to your soul.